Privacy Policy

Effective date: February 9, 2026

Nemku Finance ("Nemku," "we," "our," or "us") respects your privacy. This Privacy Policy explains what information we collect, how we use it, and your choices.

1. Information We Collect

• Account details (for example, Sign in with Apple information).
• App data you provide (expenses, project names, budgets, categories, notes).
• Subscription status and purchase data to unlock premium features.
• Diagnostics and crash logs to improve reliability and performance.

2. How We Use Information

• Provide and maintain app functionality.
• Sync and restore data where platform services are used.
• Process subscriptions and restore purchases.
• Improve app quality, fix bugs, and prevent abuse.

3. Data Sharing

We do not sell personal data. We may share limited data with service providers needed to run the app (such as Apple services for authentication, subscriptions, and cloud functionality).

4. Data Retention

We retain data as needed to provide the service and comply with legal obligations. You may request deletion of account-related data by contacting us.

5. Security

We use reasonable safeguards to protect your information. No system is completely secure, but we continuously improve our protections.

6. Your Choices

• Stop using the app at any time.
• Manage subscriptions from Apple ID settings.
• Request privacy support or deletion by contacting us.

7. Children's Privacy

Nemku Finance is not directed to children under 13, and we do not knowingly collect personal information from children under 13.

8. International Users

Your information may be processed in countries where privacy laws differ from your jurisdiction.

9. Changes to This Policy

We may update this Privacy Policy periodically. Updates will be posted on this page with a revised effective date.

10. Contact