Privacy Policy

Effective date: February 9, 2026

Nemku Finance (“Nemku,” “we,” “our,” or “us”) respects your privacy. This Privacy Policy explains what information we collect, how we use it, and your choices.

1. Information We Collect

Depending on how you use the app, we may collect:

• Account information (such as Sign in with Apple identity details).
• App data you provide (expenses, project names, budgets, categories, notes).
• Purchase and subscription status (to enable premium features).
• Diagnostics and crash information to improve reliability.

2. How We Use Information

• Provide and maintain app functionality.
• Sync and restore your data across your Apple devices where applicable.
• Process subscriptions and restore purchases.
• Improve performance, fix bugs, and prevent abuse.

3. Data Sharing

We do not sell your personal data. We may share limited data with service providers that help us operate the app (for example, Apple services for authentication, subscriptions, and cloud features), only as needed.

4. Data Retention

We keep data for as long as needed to provide the app and comply with legal obligations. You may request deletion of your account-related data by contacting us.

5. Security

We use reasonable safeguards to protect your information. No method of transmission or storage is 100% secure, but we continuously improve protections.

6. Your Choices

• You can stop using the app at any time.
• You can manage subscriptions through your Apple ID settings.
• You can contact us to request data deletion or privacy support.

7. Children’s Privacy

Nemku Finance is not directed to children under 13, and we do not knowingly collect personal information from children under 13.

8. International Users

If you use the app outside your home country, your information may be processed in countries where privacy laws may differ.

9. Changes to This Policy

We may update this Privacy Policy from time to time. We will post the updated version on this page and revise the effective date above.

10. Contact Us